Integrated Mortgage Disclosure Rule Starts August 1st, 2015

TILA/RESPA Rule and Mortgage Reform

American Land Title Association

Update: CFPB moves TRID date to Oct. 1
The Consumer Financial Protection Bureau (CFPB) announced on Wednesday a proposal to delay the effective date of the TILA-RESPA Integrated Disclosure rule until Oct. 1.

Starting August  1st (2015) the closing process will significantly change when the Consumer Financial Protection Bureau’s fine rule for integrated mortgage disclosures goes into effect. The rule integrates forms required under the Truth-in-Lending Act (TILA) and Real Estate Settlement and Procedures Act (RESPA). A Loan Estimate will replace the current Good Faith Estimate and early TIL disclosure, while a Closing Disclosure will replace the HUD-1 and final TIL disclosure. The CFPB has given an implementation deadline of August 1, 2015. –

To read up on this, visit:  http://www.alta.org/cfpb/#sthash.mouIaKCm.dpuf

Also, check this link out:  http://www.consumerfinance.gov/regulatory-implementation/tila-respa/

TILA-RESPA Integrated Disclosure Compliance Guide: 201503_cfpb_tila-respa-integrated-disclosure-rule

  1. 4 beds, 5 baths
    Home size: 3,645 sq ft
    Lot size: 2,613 sqft
    Year built: 1987
    Days on market: 8
  2. 4 beds, 7 baths
    Home size: 5,229 sq ft
    Lot size: 3,049 sqft
    Year built: 2001
    Days on market: 11
  3. 3 beds, 2 baths
    Lot size: 3,049 sqft
    Year built: 1912
    Days on market: 13
  4. 3 beds, 5 baths
    Home size: 3,298 sq ft
    Lot size: 4,356 sqft
    Year built: 1986
    Days on market: 15
  5. 3 beds, 2 baths
    Home size: 1,565 sq ft
    Lot size: 3,920 sqft
    Year built: 1947
    Days on market: 20
  6. 4 beds, 4 baths
    Home size: 3,830 sq ft
    Lot size: 3,049 sqft
    Year built: 1989
    Days on market: 21
  7. 3 beds, 4 baths
    Home size: 4,236 sq ft
    Lot size: 3,484 sqft
    Year built: 1991
    Days on market: 32
  8. 4 beds, 6 baths
    Home size: 6,539 sq ft
    Lot size: 4,633 sqft
    Year built: 1989
    Days on market: 34
  9. 3 beds, 3 baths
    Home size: 2,562 sq ft
    Lot size: 2,613 sqft
    Year built: 1997
    Days on market: 35
  10. 3 beds, 4 baths
    Home size: 3,861 sq ft
    Lot size: 4,356 sqft
    Year built: 1985
    Days on market: 56
  11. 3 beds, 4 baths
    Home size: 4,250 sq ft
    Lot size: 3,484 sqft
    Year built: 2002
    Days on market: 74
  12. 4 beds, 4 baths
    Home size: 3,875 sq ft
    Lot size: 3,484 sqft
    Year built: 1986
    Days on market: 100
  13. 3 beds, 3 baths
    Home size: 3,237 sq ft
    Lot size: 8,276 sqft
    Year built: 2000
    Days on market: 101
  14. 5 beds, 6 baths
    Home size: 5,034 sq ft
    Lot size: 2,613 sqft
    Year built: 2000
    Days on market: 157

See all Marina del Rey Actives.
(all data current as of 6/22/2017)

Listing information deemed reliable but not guaranteed. Read full disclaimer.

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