Integrated Mortgage Disclosure Rule Starts August 1st, 2015

TILA/RESPA Rule and Mortgage Reform

American Land Title Association

Update: CFPB moves TRID date to Oct. 1
The Consumer Financial Protection Bureau (CFPB) announced on Wednesday a proposal to delay the effective date of the TILA-RESPA Integrated Disclosure rule until Oct. 1.

Starting August  1st (2015) the closing process will significantly change when the Consumer Financial Protection Bureau’s fine rule for integrated mortgage disclosures goes into effect. The rule integrates forms required under the Truth-in-Lending Act (TILA) and Real Estate Settlement and Procedures Act (RESPA). A Loan Estimate will replace the current Good Faith Estimate and early TIL disclosure, while a Closing Disclosure will replace the HUD-1 and final TIL disclosure. The CFPB has given an implementation deadline of August 1, 2015. –

To read up on this, visit:  http://www.alta.org/cfpb/#sthash.mouIaKCm.dpuf

Also, check this link out:  http://www.consumerfinance.gov/regulatory-implementation/tila-respa/

TILA-RESPA Integrated Disclosure Compliance Guide: 201503_cfpb_tila-respa-integrated-disclosure-rule

  1. 2 beds, 2 full baths
    Home size: 1,456 sq ft
    Lot size: 6,075 sqft
    Year built: 1974
    Days on market: 2
  2. 5 beds, 5 full, 1 half baths
    Lot size: 3,827 sqft
    Year built: 1998
    Days on market: 2
  3. 3 beds, 2 full, 1 half baths
    Home size: 2,165 sq ft
    Lot size: 3,194 sqft
    Year built: 1979
    Days on market: 2
  4. 2 beds, 2 full baths
    Home size: 1,280 sq ft
    Lot size: 1.83 ac
    Year built: 2008
    Days on market: 3
  5. 2 beds, 2 full baths
    Home size: 1,428 sq ft
    Lot size: 4.47 ac
    Year built: 1979
    Parking spots: 4
    Days on market: 3
  6. 2 beds, 3 full baths
    Home size: 1,855 sq ft
    Lot size: 2.82 ac
    Year built: 1999
    Days on market: 4
  7. 1 bed, 1 full bath
    Home size: 935 sq ft
    Year built: 1972
    Days on market: 5
  8. 3 beds, 3 full baths
    Home size: 1,960 sq ft
    Lot size: 8,720 sqft
    Year built: 2012
    Parking spots: 4
    Days on market: 6
  9. 2 beds, 2 full, 1 quarter baths
    Home size: 2,354 sq ft
    Lot size: 31,647 sqft
    Year built: 2006
    Days on market: 6
  10. 1 bed, 1 full bath
    Home size: 935 sq ft
    Year built: 1972
    Days on market: 8
  11. 3 beds, 2 full, 1 half baths
    Home size: 2,200 sq ft
    Lot size: 4.39 ac
    Year built: 1974
    Days on market: 9
  12. 2 beds, 1 full, 1 three-quarter baths
    Home size: 1,398 sq ft
    Lot size: 12.68 ac
    Year built: 1974
    Parking spots: 4
    Days on market: 11
  13. 2 beds, 2 full baths
    Home size: 1,178 sq ft
    Year built: 2016
    Days on market: 11
  14. 1 bed, 2 full baths
    Home size: 1,360 sq ft
    Lot size: 21,011 sqft
    Year built: 2006
    Parking spots: 4
    Days on market: 12
  15. 2 beds, 2 full baths
    Home size: 1,640 sq ft
    Lot size: 1.83 ac
    Year built: 2008
    Days on market: 12
  16. 2 beds, 2 full baths
    Home size: 1,613 sq ft
    Lot size: 4.47 ac
    Year built: 1979
    Days on market: 12
  17. 3 beds, 3 full, 1 half baths
    Home size: 4,250 sq ft
    Lot size: 3,845 sqft
    Year built: 2002
    Days on market: 13
  18. 4 beds, 4 full baths
    Home size: 4,373 sq ft
    Lot size: 2,892 sqft
    Year built: 1988
    Parking spots: 6
    Days on market: 14
  19. 2 beds, 2 full, 1 half baths
    Home size: 1,217 sq ft
    Lot size: 4,901 sqft
    Year built: 1982
    Days on market: 16
  20. 1 bed, 1 full, 1 half baths
    Home size: 890 sq ft
    Lot size: 1.36 ac
    Year built: 2007
    Days on market: 16

See all Marina del Rey Actives.
(all data current as of 4/23/2017)

Listing information deemed reliable but not guaranteed. Read full disclaimer.

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